Terms and Conditions of Use

PensionsFirst Analytics Disclaimer

Access to the Pensions First Analytics Web Site (the “Web Site”) is provided by PF. For purposes of this disclaimer, "PF" shall mean Pensions First Limited and its affiliates, and their respective chairman, officers, directors, partners, contractors, and employees.

PF makes no warranty whatsoever, express or implied, regarding the security of this Web Site, including with respect to the ability of unauthorized persons to intercept or access information transmitted by you through this Web Site.

The material contained on this Web Site has been prepared for informational purposes only without any regard whatsoever to any particular user's investment objectives, financial situation, or means, and PF is not soliciting any action whatsoever based upon it.

The material contained on this Web Site is not to be construed as (i) a recommendation; or (ii) an offer to buy or sell; or (iii) the solicitation of an offer to buy or sell any security, financial product, or instrument or to participate in any particular business strategy in any jurisdiction in which such an offer or solicitation, or business strategy would be illegal.

Although this material is based upon information that PF considers reliable and PF endeavours to keep such information current, PF has not verified this information and does not represent that this material is accurate, current, or complete and it should not be relied upon as such.

The fact that PF has made data provided on this Web Site available to you constitutes neither a recommendation that you enter into a particular transaction nor a representation that any product described on this Web Site is suitable or appropriate for you. Many of the products described on this Web Site involve significant risks, and you should not enter into any transactions unless you have fully understood all such risks and have independently determined that such transactions are appropriate for you. Any discussion of the risks contained herein with respect to any product should not be considered to be a disclosure of all risks or complete discussion of the risks which are mentioned. You should neither construe any of the material contained herein as pensions, business, financial, investment, hedging, trading, legal, regulatory, tax, actuarial or accounting advice nor make this Web Site the primary basis for any investment decisions made by or on your behalf. You should consult your business, legal, tax and accounting advisors concerning any contemplated transactions.

Your access to and use of this Web Site may be monitored by PF, and the resultant information may be used by PF for its internal business purposes or in accordance with the rules of any applicable regulatory or self-regulatory organisation.

You may store, display, analyze, modify, reformat, and print the information made available to you via this Web Site only for your own use. You may not publish, transmit, or otherwise reproduce this information, in whole or in part, in any format to any third party without the prior written consent of PF.  In addition, you may not alter, obscure, or remove any copyright, trademark or any other notices relating to this Web Site.

PF reserves the right, at any time and from time to time and without notice, to add, modify, or remove any of the information contained on this Web Site. Nothing in this Web Site (including this disclaimer) is intended to, and will not, transfer or grant any rights in or to the information other than those which are specifically described herein, and all rights not expressly granted herein are reserved by PF or the third party providers from whom PF has obtained the information. You are required to read and abide by any additional terms and conditions that may be posted on this Web Site from time to time concerning information obtained from specific third party providers. Such third party providers shall have no liability to you for monetary damages on account of the information provided to you via this Web Site. Neither PF nor any of its third party providers shall have any responsibility to maintain this Web Site or to supply any corrections, updates, or releases in connection therewith.

PF makes no warranty, express or implied, concerning this Web Site. The services provided by us and our third party providers are on an "AS IS" basis at your own sole risk. PF expressly disclaims any implied warranty of merchantability or fitness for a particular purpose, including any warranty for the use or the results of the use of the services with respect to their correctness, quality, accuracy, completeness, reliability, performance, timeliness, or continued availability.

PF shall have no liability, contingent or otherwise, to you or to third parties, or any responsibility whatsoever, for the failure of any connection or communication service to provide or maintain your access to this Web Site, or for any interruption or disruption of such access or any erroneous communication between PF and you, regardless of whether the connection or communication service is provided by PF or a third party service provider.

PF shall have no liability, contingent or otherwise, to you or to third parties, for the correctness, quality, accuracy, timeliness, reliability, performance, continued availability, completeness or delays, omissions, or interruptions in the delivery of the data and services available on this Web Site.

In no event will PF be liable for any special, indirect, incidental, or consequential damages which may be incurred or experienced on account of you using the data or services made available on this Web Site, even if PF has been advised of the possibility of such damages. PF will have no responsibility to inform you of any difficulties experienced by PF or third parties with respect to the use of the services or to take any action in connection therewith.

This Web Site may provide links to certain Internet sites (the "Sites") sponsored and maintained by third parties. PF is providing such links solely as a convenience to you and makes no representations concerning the content of the Sites. The fact that PF has provided a link to the Site does not constitute an endorsement, authorization, sponsorship, or affiliation by PF with respect to the Site, its owners, or its providers. PF has not tested any information, software, or products found on any of the Sites and therefore does not make any representations with respect thereto, including any representations regarding the content or sponsors of the Site, or the suitability or appropriateness of the products or transactions described therein

Pensions First Limited is regulated by the Financial Services Authority: This Web Site is issued or approved by Pensions First Limited ("PFL") which is authorised and regulated by the Financial Services Authority ("FSA"). PFL whose registered office is at Fox Court, 14 Gray’s Inn Road, London, WC1X 8HN, appears in the FSA's Register (Registration No. 469107)

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